Affirm

Ashley & Melissa has partnered with Affirm, so you can buy and receive your items as quickly as possible, while finding a monthly payment plan that works for you!

What is Affirm?

An alternative to traditional credit cards, Affirm allows you to pay for most items on AshleyandMelissa.com through flexible financing over a period of time. The quick application process requires providing some personal information - while at checkout, you'll be redirected to the Affirm website. In most instances, you’ll receive an immediate decision on your eligibility to purchase the items of your dreams with payments over 3, 6, or 12 months.*
 

Affirm only conducts a soft credit check, which won’t affect your credit score, and keeps all sensitive information safely encrypted and protected using industry standard security protocols. There are no late or hidden fees, and you will know the exact terms of your loan options—including APR and monthly payment amounts—before you decide on a plan, so you can select the one that works best for you.

How Does Affirm Work?

1. At checkout, choose Pay with Affirm.
2. Affirm prompts you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number. This information must be consistent and your own. 
3. To ensure that you're the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.
4. Enter the authorization code into the application form. Within a few seconds, Affirm notifies you of the loan amount you're approved for, the interest rate, and the number of months you have to pay off your loan. You have the option to pay off your loan over three, six, or twelve months. Affirm states the amount of your fixed, monthly payments and the total amount of interest you'll pay over the course of the loan.
5. To accept Affirm's financing offer, click Confirm Loan and you're done.   

After your purchase, you'll receive monthly email and SMS reminders about your upcoming payments. You can also set up autopay to avoid missing a payment.  Your first monthly payment is due 30 days from the date that we (the merchant) processes your order.